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  1. Credit connections: meeting the infrastructure needs of the informal sector through microfinance in urban India (6 parts). 1) Issues paper, Field notes - 2) SEWA Bank, 3) Mahila Milan, 4) Sri Padmavathy Mahila Abyudya Sangam, 5) Baroda Citizens Council, 6) Action research (1999)
    Gujurat Mahila Housing SEWA Trust